Disney Cruise Deposit Policy Change: Save with 10% Down

View from Disney Wish of the Disney Cruise Line terminal at Port Canaveral, Florida

Booking a Disney Cruise just got easier — and more affordable. Thanks to a recent Disney Cruise deposit policy change, guests booking new cruises now only need to pay 10% down instead of the previous 20%. This policy shift makes it much more accessible for families, couples, and cruise fans in Puerto Rico and the United States to plan their next magical voyage.

In this post, we break down what’s changed, who it benefits, and how you can take advantage of the new deposit rules — including updates to placeholder reservations and cancellation policies.

What’s New: Disney Cruise Deposit Policy Explained

Lower Deposit Requirement

Effective June 18, 2025, Disney Cruise Line reduced the deposit required for new cruise bookings:

  • New Bookings: Deposit is now just 10% of the voyage fare (previously 20%).
  • Existing Bookings: Cruises booked on or before June 17, 2025, still follow the original 20% deposit policy.
  • Concierge Guests: No changes — deposits remain non-refundable.

This Disney Cruise deposit policy change creates more flexibility for travelers who want to secure their vacation without committing a large amount upfront.

Ready to Lock in a Future Cruise with Just 10% Down?

Thanks to the Disney Cruise deposit policy change, you can reserve your next voyage with less upfront cost. It's the perfect time to start planning ahead—whether you're eyeing a 2026 itinerary or booking for the whole family.

Reserve Now — Pay Less Upfront
Disney Fantasy cruise ship docked at Castaway Cay with colorful water bikes on the white sandy beach in the foreground.

Updated Cancellation Fees: What to Expect

Cancellation fees now reflect the updated deposit percentages:

  • Bookings with a 10% deposit = 10% cancellation fee
  • Bookings with a 20% deposit = 20% cancellation fee

This update applies only to bookings made on or after June 18, 2025.

Why This Matters: Start Planning Sooner with Less Upfront Cost

Thanks to the Disney Cruise deposit policy change, you don’t have to wait until you’ve saved hundreds of dollars to secure your next vacation. With only 10% down, it’s easier than ever to lock in your preferred itinerary, cabin category, and pricing — especially for cruises well into the future.

This is especially helpful if you're:

  • Trying to grab limited-time offers or seasonal itineraries
  • Planning a multi-generational family trip that takes time to coordinate
  • Booking your next cruise while still making payments on another vacation

💡 By reducing the deposit from 20% to 10%, Disney Cruise Line is making it possible to commit earlier without overcommitting financially. It’s an ideal time to start planning your 2026 or 2027 cruise now — before prices go up or space runs out.

💡 By reducing the deposit from 20% to 10%, Disney Cruise Line is making it possible to commit earlier without overcommitting financially. It’s an ideal time to start planning your 2026 or 2027 cruise now — before prices go up or space runs out.
Ornate chandelier and ceiling stars inside Disney Wish grand hall

Tips for Making the Most of Your Disney Wish Cruise Experience

Placeholder Reservation Changes

The Disney Cruise deposit policy change also affects placeholder reservations — a common method guests use to lock in future savings.

  • For 7-night or longer sailings, placeholder conversions now only require a 5% deposit.
  • If canceled outside the fee period, the cancellation fee = 5%.
  • No more 3-day hold: Deposits are now due immediately when converting online or through the Contact Center.

Who Benefits Most from This Update?

This update is especially helpful for:

  • First-time cruisers looking to plan ahead with minimal risk
  • Returning guests interested in securing better pricing with less upfront cost
  • Families and multi-generational travelers who need flexibility for multiple guests
  • Guests booking from Puerto Rico who are managing flights and pre/post-cruise stays

Whether you’re a local planning from Puerto Rico or a frequent Disney Cruise Line guest in the mainland U.S., this policy change opens new doors to plan smarter and save more.

Window art of Minnie Mouse with reflection of another cruise ship

Need Help Refining Your Disney Budget?

You’ve done the math—now let’s make it magic. We’ll take your initial trip estimate and help you:

  • ✅ Identify areas where you can save or splurge wisely
  • ✅ Suggest add-ons like Memory Maker or Genie+ that fit your family's must-do rides.
  • ✅ Monitor real-time prices and alert you when deals pop up

No extra cost, just extra peace of mind. Let’s create a budget—and a vacation—you’ll feel great about.

Ready to Cruise with Just 10% Down?

You don’t need to wait to start planning — secure your spot now with less upfront stress.

Disney Fantasy docked off the coast of Grand Cayman with clear blue waters and another cruise ship in view.

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